I believe I have a ringworm infection if my armpit

Patient : I believe I have a ringworm infection if my armpit. It doesn't itch at all and it's not irritated. I've had it for a few days now (just finally realized what it was). I was fishing in a pond last week and some of the water got on my shoulders. I do have two cats that I adopted in January. I was told they have their shots. But I have noticed that they have some dandruff. My boyfriend is freaking out and is wanting to get rid of the cats. Is there anyway that I may have gotten it from the pond or is there a way that it could be something else?
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