I was in a rollover car accident last night and

Patient : I was in a rollover car accident last night and chose not to go to the hospital. Everything feels fine except where my seatbelt was is really sore. My chest feels very sore and tight but there is so bruising. But the inside of my chest feels very cold. I'm not sure if it hurts just because of my seatbelt or not but I really don't want to go to the Drs unless I have to because of expenses. Is it just from my seatbelt or something more serious?
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