Urgent Help about my under eye skin/lines at 19 years

Patient: About 5 weeks ago I noticed wrinkles under my eyes, there are two individual lines under my eyes. I believe it could be eczema although they do not look that red, I am only 19. My lifestyle habits are good, i get regular exercise, sleep etc. also my skin under looks dry and my eye lids look dry, they also look slightly saggy. As i said im only 19 so it doesnt look natural, could this be an allergy?

Symptoms: Dry skin with wrinkles